Your loan in four steps
A simple process, online or at a branch, with an adviser who answers your questions at every step.
- 15 minutes
Calculate and apply
Online or at a branch. It is free and there is no commitment.
- 2Within 48 hours
An adviser reviews your application
They call you to understand your plans and check together that you can afford the repayments.
- 3No fees
You sign your offer
You receive a detailed written offer. You only sign if it suits you.
- 4Payout
You receive your money
The money arrives in your account. Your first repayment is due the following month.
Documents you will need
Individuals: identity document (DNI or NIE front and back, or passport), a selfie holding the document, proof of address and your latest proof of income.
Businesses: the same documents for the owner, business registration documents and an overview of the business (bank statements, turnover, quotes). Your adviser will give you the exact list for your project.
No fees to pay before you receive your money
At ESACASH you do not pay a cent before your loan is paid out. You only repay your monthly instalments, set out clearly in your contract.
- No upfront application feeReviewing your application is free, whether or not your loan is approved.
- A written offer before you signAmount, rate, term, repayment and total cost: everything in detail before you agree.
- Fixed rate, clear repaymentsYour repayment does not change for the whole term of the loan.
- Early repayment allowedYou can pay off your loan early if your situation allows.
Beware of fake loan scams
ESACASH will never ask you to pay fees (application, insurance, notary, transfer…) before your loan is paid out, nor by money order, prepaid card or money transfer. If anyone demands this in our name, do not pay anything and let us know.
Have a project in mind?
Tell us about it: an adviser will suggest the right finance for you, with nothing to pay upfront.